Everything Pakistani SMEs need — none of the gaps

Native multi-currency, integrator-pluggable FBR e-invoicing, AI compliance, and Pakistani bank reconciliation. Built specifically for the way Pakistani exporters and SMEs actually operate.

Multi-Currency for Exporters

Pakistani exporters invoice global brands in USD, EUR and AED — but ledger their books in PKR. Most accounting tools force you to pick one. FinSync is the one tool that handles both natively.

  • Native USD, EUR, AED, GBP on every invoice, bill, quote and PO
  • Per-contact preferred currency — foreign buyers always see their currency
  • AR and AP carry record-level currency end-to-end
  • FBR export documentation generated in the original invoice currency
Receivables by Currency Live
PKR
12.4M
USD
$48,200
AED
د.إ 175K
INV-1042 — Sialkot Surgical Ltd
Frankfurt buyer
€ 8,450
INV-1043 — Tarnab Honey Coop
Dubai buyer
د.إ 24,000
INV-1044 — Karachi Denim Co.
NYC buyer
$ 12,800

FBR e-Invoicing (SRO 288/709)

Live FBR e-invoicing built in. The only Pakistani SME platform with multi-integrator support — choose PRAL, Haball or WebDNA, switch any time, no lock-in.

  • SRO 288/709 compliant invoice issuing UI
  • Multi-integrator: PRAL, Haball, WebDNA — aligned with FBR's April 2026 rule
  • Sandbox certification harness covering 9 IRIS scenarios
  • HS code catalogue with autocomplete; WHT and sales-tax validation
  • Full audit trail of every transmission attempt with payload + response
FBR Integrator Switchable
PRAL
PRAL Free Active
HAB
Haball Available
WEB
WebDNA Available
INV-1042 → IRN issued
Accepted
INV-1041 → IRN issued
Accepted
INV-1040 → AI flagged
Pre-check

AI Insights — Uncontested in Pakistan

Seven shipped AI features that no other Pakistani SME accounting tool offers today. Powered by Claude for natural-language understanding and large-context reasoning.

  • Pre-FBR anomaly detection — catches WHT mismatches and category errors before IRIS rejects
  • NL rejection explainer — translates IRIS error codes into plain-language fixes
  • Natural-language transaction queries — "What did we spend on AWS in Q1?"
  • Receipt OCR & auto-categorization — drop a photo, get a transaction
  • Cash flow forecasting + at-risk receivable prediction
AI Insights — Today Claude-powered
Pre-FBR anomaly flagged
INV-1040: WHT rate 4% doesn't match supplier category "Services". Expected 8%. Fix before submitting.
IRIS rejection explained
"Buyer STRN format invalid" → Your buyer's STRN needs the dash format (XX-XXXXX-XX) not XXXXXXXXX.
At-risk receivable
Lahore Textile Mills typically pays 18 days late. INV-1038 due Friday — call this week.

Pakistani Bank Reconciliation

Upload bank statements from HBL, UBL, MCB or Meezan in CSV or Excel. Our 3-tier matching engine auto-reconciles your transactions. No tool from outside Pakistan does this.

  • HBL, UBL, MCB and Meezan statement parsers (CSV + Excel)
  • 3-tier matching engine: exact, strong, fuzzy
  • Manual matching for edge cases with full audit trail
  • Saves ~1 hour per bank per month for the typical SME
Reconciliation Summary Auto-matched
142
Matched
8
Partial
3
Unmatched
HBL - May 2026
96% matched
UBL - May 2026
98% matched
MCB - May 2026
92% matched

Dashboard & Analytics

A complete picture of your financial health at a glance. Multi-currency-aware dashboards showing your real position across PKR and any foreign currencies you operate in.

  • Consolidated view across HBL, UBL, MCB and Meezan accounts
  • Receivables aged by currency (PKR, USD, EUR, AED)
  • Cash flow trends and category breakdowns
  • Inflow/outflow analytics and period comparisons
Account Overview Live
Total Balance
25M PKR
Inflow
+4.5M
Outflow
-2.1M
Cash Flow - 7 Days +15.2%
MonTueWedThuFriSatSun
HBL
Business Account
12.5M PKR
UBL
Operations
8.3M PKR

General Ledger & Reporting

Full double-entry accounting with Pakistani Chart of Accounts seeded by default, journal entries, fiscal period management, and comprehensive financial reports.

  • Pakistani Chart of Accounts auto-seeded on signup
  • Double-entry journal entries with auto-posting from invoices/bills
  • Trial Balance, Balance Sheet, P&L, Cash Flow Statement
  • Fiscal period management and period-end closing
Financial Reports Q1 2026
Trial Balance
Balanced
Balance Sheet
42.5M PKR
Profit & Loss
+8.2M PKR
Cash Flow Statement
+3.1M PKR

And Much More

Additional capabilities to streamline your financial operations.

Multi-Bank Account Management

Connect and manage HBL, UBL, MCB, and Meezan accounts from a single dashboard with consolidated balance tracking.

Bulk Payment File Generation

Generate bank-format CSVs for HBL, UBL, MCB and Meezan. Import response files to update payment statuses.

Approval Workflows

Sequential, parallel and any-type approval chains with delegation, escalation and full audit trail.

Transaction Management

Record income and expenses, import CSV/Excel files, and auto-categorize transactions with AI assistance.

Net Worth Tracking

Track assets and liabilities with donut charts, trend analysis, and periodic snapshots of your financial position.

Multi-Tenant Organizations

Team management with role-based access, subscription tiers, and complete data isolation per organization.

Security & Audit Trail

JWT authentication, role-based access control, admin impersonation, and complete audit trails on every action.

Installable PWA

Install FinSync as an app on Android, iOS or desktop. Works offline for cached pages. No app-store gatekeepers.

Ready to Experience These Features?

Starter plan from Rs 6,000/mo. 14-day free trial. Multi-currency, AI and FBR e-invoicing included from day one.

View Pricing Plans